For insurance verification, please call the office 312-432-2390


Please bring your insurance card with you at the time of your appointment. For insurance plans that Midwest Orthopaedics at Rush contracts with, your carrier requires that all co-pays be paid prior to any services being rendered. The co-pay requirement cannot be waived by the practice, as it is a requirement placed on you by your insurance carrier. If you do not have your co-pay at the time of your visit, you must provide us a written waiver from your insurance carrier specifically authorizing MOR to waive this obligation. You are responsible for any co-insurance, deductibles or non-covered services as required by your insurance. You will receive a statement from our office indicating what your insurance has paid. Any remaining balance is due upon receipt of that statement.


For POS and HMO insurance plans that Midwest Orthopaedics at Rush participates in, your insurance carrier requires that you obtain a referral from your Primary Care Physician (PCP) before receiving services. Please bring that referral with you. Any services received without a referral or proper authorization will be your responsibility.

Don’t have Insurance

Payment will be due at the time of service. If you are unable to pay your balance in full, you will need to make prior arrangements with our Customer Service Representative or Financial Coordinator.

Billing Information

Dr. Verma requests payment at the time of service unless we are a preferred provider for the insurance company or employer. Since most insurance companies do not reimburse the total amount due, you will be responsible for any co-pay or other related charges that are not covered under your plan. Contact our business office if you have any questions regarding your coverage or account balance.

Uninsured Patients

Dr. Verma participates in the MOR Package Pricing program. Please visit our uninsured patients page.

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